Skip to main content
Core Financial Resources

Retirement Planning Made Easy

Ready to retire, and want to make the most of your resources?

Core Financial Resources‐ Accounting, Tax Planning, Trusted Investment Advisors

Book a call today!

You've worked so hard to get where you are and are ready to reap the benefits and enjoy your retirement, together with your family.

Family hugging and smiling

Yet there seems to be more stress around your finances than there was ever before; maybe you had a bad experience with a prior advisor who didn't deliver the results you needed and you don't know who to turn to, or you're struggling to navigate retirement options and are feeling overwhelmed.

Maybe you're just really stressed out because suddenly you're worried about tax implications, or whether you have enough money to see you through retirement and leave a solid legacy.

Family hugging and smiling

All you really want is for your money to be safe, to grow and eventually to support you and your loved ones, without risking losing half of it to taxes, market changes and hidden fees.

I understand you…

And I know that all you truly want is to be able to retire with confidence and long-term financial stability.

As a financial planner, I have seen too many good, hard-working retirees struggle with these exact issues and often find themselves with lots of worry and turmoil.

But that's where our family-run financial firm and I come in - in the last 20 years we have supported good people and families like yours to access a stress-free way of managing their money and feel proud of how they have stewarded their wealth for the future.

Retirement planning couple

This is why we offer
retirement planning

With a retirement plan that's married to an excellent tax strategy, you can manage your wealth with clarity and a sense of security. When you manage your resources with us, we help you to not only preserve wealth but also to grow wealth during retirement.

We address the fear of limited cash flow, surprise tax bills, and any future financial anxiety for you and your loved ones. We will prepare for it all and leave no stone unturned, so that you know what to expect from your finances while you enjoy your retirement.

Together, we will create a plan so you are prepared for how your money may support you and your family, whatever the future brings.

Through our thorough retirement planning process, you can confidently pursue your financial goals in retirement.

Book a call today!

We offer a range of financial advising topics, including:

Legacy Planning

Risk Management

Retirement Income

Tax Minimization

Investment Management

All while using organized Financial Scoring techniques. Another benefit of working with us is that we are always directly accessible via phone or email for any of your questions.

Discover wealth management for your golden years through retirement planning with Core Financial!

Without a retirement plan, you could risk losing money to the taxman and have to deal with sudden changes in the market. Not to mention, the longer you wait, the more you are missing out on financial growth opportunities that could help you create a safer legacy for your family.

Instead of only focusing solely on investment returns, at Core Financial Resources we focus on creating an expert plan of integrated financial strategies that help you build wealth, while saving on unnecessary taxes. We make sure to create an all-encompassing financial retirement plan that looks at the whole picture of your finances, not just one area.

When you develop a retirement plan with us, you can expect to feel:

Confident with a clear plan that covers all areas of your finances, including tax integration, so you aren't paying more than you are obligated to
Control and ease in your financial decision-making skills with the knowledge of what costly mistakes to avoid
A sense of security knowing that you are a good steward of your wealth and are taking care of yourself and your family for the future, the best way possible

Retirement Planning with Core Financial is perfect for you if you:

  • Are seeking a proactive approach and tax strategy with experienced financial planners that are thorough and transparent
  • Have a strong respect for tax obligations and seek expert advice to minimize tax risks in retirement
  • Want to minimize stress and develop confidence in your financial decision-making as you step into retirement
  • Are looking to gain control of your finances and avoid losing hard-earned money to unnecessary fees and taxes
  • Want to avoid family drama and turmoil due to lack of a plan or overlooked financial mistakes that could cost you and your family tens of thousands of dollars
Retirement planning couple

With a retirement plan created and managed by Core Financial, you will…

Know precisely how your money is being used and where it is going in your retirement. You will be aware of the opportunities you have to build your wealth and we will make sure you are saving on taxes and fees.

My promise to you is that my team and I will provide you with financial solutions built with purpose in mind ‐ not just commissions, because at Core Financial we prioritise a true fiduciary mindset.

Family sitting at table

Let's consider how a small withdrawal decision could create thousands in extra taxes…

“Let's imagine you want to start drawing $1,000 each month from your $1M portfolio, which seems minimal enough. What you may not realize is how much it could actually cost.

Considering the tax impacts as well as financial ones may uncover a $12k surprise tax bill due to health care interactions. Seems unbelieveable - I know. How could the tax impact equal the entire year's withdrawal? So, what do you do? Carefully craft a revised tax and financial plan to work around these health care implications before Medicare would kick in or just avoid distributions for several years.”

The hypothetical investment results are for illustrative purposes only and should not be deemed a representation of past or future results. Actual investment results may be more or less than those shown. This does not represent any specific product [and/or service].

Hi, I’m Scott, a
CERTIFIED FINANCIAL PLANNER®.

I started Core Financial Resources with my father over 20 years ago, and since then, I’ve helped hundreds of families manage their wealth in a way that allows them to pursue their goals and live stress-free.

Scott Patterson

Thanks to my background as a programmer, I'm a creative thinker, a problem solver, and I love working with my clients to help them figure out how to best enjoy and manage their resources, in a way that aligns with their values, goals, and family needs.

Instead of only seeing limits and parameters, I often see the possibilities, solutions, and the potential to do something different.

I can't wait to share my knowledge and experience with you.
Retirement planning couple
We work from a place of integrity, simplicity, stewardship, proactivity, and empathy, which is why hundreds of clients have trusted us with their retirement plan and management over the years.

A retirement plan that works for you and your family

You can truly have a retirement plan that is thorough and works for you and your family instead of the taxman - and it's our goal to help you get there! By choosing Core Financial Resources, you will have finacial clarity, confidence that your finances are in order and going where you want them to, and you will feel faithful in your ability to retire with no stress. So, wait no longer, and let's have a conversation today.

Book a call today!

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only. Financial Professionals of Cetera Wealth Services, LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Wealth Services, LLC site at https://cetera.com/cetera-wealth-services/disclosures

Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as tax or legal advice.

This information is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Investments & Insurance Products: Are not insured by the FDIC or any federal government agency- Are not deposits of or guaranteed by the bank or any bank affiliate- May lose Value

Investing involves risks, and investment decisions should be based on your own goals, time horizon, and tolerance for risk. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost. Indexes discussed are unmanaged and you cannot directly invest into an index. Past performance is not a guarantee of future results.

Neither diversification nor asset allocation assure or guarantee better performance and cannot eliminate the risk of investment losses. Investments are subject to market risks including the potential loss of principal invested. The strategies mentioned may not be appropriate for all investors. Please consult your tax and or financial advisor(s) to determine a strategy that works best for you.

Distributions from traditional IRAs and employer sponsored retirement plans are taxed as ordinary income and, if taken prior to reaching age 59 ½, may be subject to an additional 10% IRS tax penalty.

Converting from a traditional IRA to a Roth IRA is a taxable event.
A Roth IRA offers tax free withdrawals on taxable contributions.
To qualify for the tax-free and penalty-free withdrawal or earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 59 ½ or due to death, disability, or a first-time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes

Links provided from this web-site are strictly for informational purposes and are not an endorsement or recommendation of the site, company, content. Core Financial provides these links as a convenience to you, and has not tested any software or verified any information found at such sites. Risks are associated with the use of software and the information available on the Internet and you acknowledge and understand these risks before using any of these services.

Core Financial and Scott Patterson are affiliated with RamseyTrusted for tax services only.

www.sipc.org
www.finra.org
Check the background of your financial professional on FINRA's BrokerCheck
Check the background of this firm on FINRA's BrokerCheck

Important Information and Form CRS | Business Continuity Plan | Cetera Privacy Policy

Copyright © 2026 Core Financial Resources.